Google Pay Terms & Conditions

These terms and conditions apply to the registration of your Savvy card in the Google Wallet app for Google Pay made available by Google. For the full terms and conditions relating to the use of your card and payments made through your card, including payments made through Google Pay, these conditions should be read together with the Savvy Card and Account Terms and Conditions.

These terms and conditions, the Savvy Card and Account Terms and Conditions, the Savvy Apple Pay Terms and Conditions (if applicable), Booster’s general terms and conditions and the Booster Savvy Fund Product Disclosure Statement together form your agreement with Booster in relation to your Savvy account.

If there are any inconsistencies between these terms and conditions and Booster’s general terms and conditions, these terms and conditions overrule Booster’s general terms and conditions (but only in relation to that difference).

Make sure you read and understand these documents. By registering your card for Google Wallet for Google Pay, you agree that you have read, understood, and will comply with these terms and conditions.

You will need to agree to, and comply with, Google’s Google Pay terms and conditions in order to register your card and use it with Google Wallet and Google Pay.

You can add your card to Google Wallet on supported devices. You will be required to enter a verification code when adding your card. You should ensure that your correct mobile number is recorded in mybooster so that you can receive a verification code via text message.

You can remove your card from Google Wallet at any time through the Google Wallet app.

If we cancel and replace your physical card for any reason, you may have to set it up again in Google Wallet.

Google Wallet and Google Pay are provided by Google, not by us. We also do not provide your supported device. Our only role in relation to Google Wallet and Google Pay is to securely supply information to Google so you can register your card in Google Wallet and use your card through Google Pay.

Once your card is registered to your supported device, Google may access your personal information regarding the use of your card through Google Wallet for Google Pay. Please see Google’s privacy policy at http://www.google.com/policies/privacy/ for more information.

Contactless transactions

You can use Google Pay to

• make contactless transactions by holding your supported device near a contactless terminal; and
• make payments through participating apps and online with participating merchants.

You may be required to enter your PIN into the terminal, to sign or to enter yoursupported device security credentials to use Google Pay to complete a transaction (including for contactless transactions over certain transaction limits).

If you need to block the token loaded onto your Google Wallet, please call Booster on 0800 336 338 (or +64 4 894 4300 if calling from overseas) as soon as practicable.

We may block or cancel your ability to use your digital card to make transactions using Google Pay at any time if we believe we have good reason to do so.

These terms and conditions may be varied by us at any time. We will endeavour to provide notice by email, mail, text, mybooster, or on our website. If you continue to keep your card registered in Google Pay after the date specified in the notice, you will be deemed to have accepted the changes.

If any provision or part of a provision of these terms and conditions is illegal, invalid or unenforceable, it will be severed from these terms and conditions and the remaining provisions (or parts of provisions) will continue in full force and effect.

Account

The nominated Booster Savvy account from which your funds will be withdrawn using your card.

Biometric ID

Identity verification uses a person’s unique physical and other traits, such as voice or facial recognition or fingerprint log-on using a fingerprint identity sensor.

Blocked card

Where a physical card has been blocked from use in app by the user or by Booster. The card can be un-blocked in the Booster NZ app or by Booster staff.

Booster, us, we, our

Booster Investment Management Limited and/or Booster Financial Services Limited.

Cancelled card

A cancelled card cancels both the physical and digital card. A replacement must be ordered before the Savvy debit card functions can be used.

Card

Your Booster Savvy Debit Mastercard.

Card information

The card number, card expiration date, card holder’s name and/or card validation code which is embossed or printed on the card issued to you.

Contactless terminal

An electronic funds device which can be used to make “contactless” transactions that do not require swiping or inserting a card.

Contactless transaction

A transaction conducted by tapping your card or supported device on a contactless terminal.

Digital card

Your digital Savvy debit card that you will load into Google Wallet for contactless, online and in-app transactions using Google Pay.

Electronic funds device

Any point of sale terminal, contactless terminal, and Automatic Teller Machines (ATM) that accepts Mastercard or EFTPOS.

Google

Google Asia Pacific Pte. Ltd. and/or its related bodies corporate and affiliates.

Google Pay

The payment service using Google Wallet made available by Google that lets users make payments using certain supported devices and credit cards or debit cards registered on those supported devices.

Google Wallet

The digital wallet service called Google Wallet made available by Google that allows users to store wallet cards for use for Google Pay.

Merchant

A retail merchant or other entity which requests authorisation and receipt of funds in return for goods or services.

mybooster

The Booster web application that allows you to manage your Savvy account.

Physical card

Your physical Savvy debit card which you can use at electronic funds devices, ATMs and for online purchases.

PIN

A four digit personal identification number to prevent unauthorised access to and use of your card.

Security credentials

Any personal identification number, password, biometric ID or other measure used to ensure the security of your supported device.

Supported device

Any equipment or device such as a mobile phone or wearable device (i.e. smartwatch) which Booster and Google determine is eligible for the registration of Savvy cards to be used in Google Wallet for Google Pay.

Terms and conditions

These terms and conditions as amended from time to time.

Transaction

When you debit your account using your physical card or card information or your digital card.

you, your

The account holder.

Google, Google Pay and Google Wallet are trademarks of Google LLC.

Mastercard and the Mastercard symbol are registered trademarks of Mastercard International Incorporated.

The Booster Savvy Scheme (‘Savvy’) is not a bank account and Booster is not a registered bank. Savvy is a managed fund and Booster Investment Management Limited is the manager and issuer of Savvy. Find Savvy’s Product Disclosure Statement, and other important information about Savvy (including a comparison document highlighting some of the differences between Savvy and a bank account) here.