Booster may change these terms and conditions at any time without notification (though we will endeavour to notify you when we make changes).
By accessing or downloading any Services provided by Booster you agree to these terms and conditions and any changes to these terms and conditions without notification.
These Services, any information contained on these Services, and these terms and conditions, shall be interpreted in accordance with, and governed by, the laws of New Zealand including any person using the website or app from outside New Zealand.
The information provided via our Services, including our Budgeting Tool, is of a general nature and is for information purposes only and is not intended to be personalised advice. It is not a substitute for personal financial or other professional advice, and doesn't take into account any individual's particular circumstances.
You should get professional advice on your individual requirements before purchasing any financial product referred to on our Services or before making any financial decision. A Disclosure Statement is available, on request and free of charge, from your financial adviser.
Any links and references to other third party websites, apps or other services on our Services are provided for convenience and informational purposes only, and don't represent any endorsement by Booster of those websites or apps or any information contained in those websites or apps.
Booster accepts no responsibility in relation to information on any other websites, apps or other services that are not operated by Booster.
All Services provided by Booster and all their content and interactive features are protected by copyright, trademark, or other intellectual property laws of New Zealand unless specified otherwise.
You may download or print a copy of information on our websites as long as you retain all copyright and other proprietary notices contained on the materials.
You may link to content on our websites, provided you do so in a way that is fair and legal, properly identifies the source of the content, does not damage our reputation, and does not create an impression of any form of affiliation, approval or endorsement on our part.
Any other copying, republication, reproduction, or posting of graphics, text or other content from our websites is expressly prohibited without advance written permission. You can request permission by contacting us at [email protected]
Booster accepts no liability for any loss or damage arising directly or indirectly out of the use of, or reliance on, the information provided on any of our Services.
Booster Investment Management Limited, a subsidiary of Booster Financial Services Limited, is the manager and issuer, and Public Trust is the supervisor, of the Booster KiwiSaver Scheme, the Booster Investment Scheme, the Booster SuperScheme and the Booster Investment Scheme 2 (Schemes). None of Booster, the Government, Public Trust, or any director, board member or nominee of any of those entities, or any other person, guarantees the Schemes’ performance, returns or repayment of capital except in relation to the Booster KiwiSaver Scheme Capital Guaranteed Fund where the manager has provided a limited guarantee in relation to the unit price of that fund. Details of the guarantee and its limitations can be found in the Booster KiwiSaver Scheme Product Disclosure Statement – Multi-sector Funds (PDF 713kB).
Booster takes all reasonable care to provide correct and up-to-date information on its Services, but Booster doesn’t warrant its accuracy, completeness or reliability. The information is subject to change, including these terms and conditions, without notice.
Booster accepts no responsibility or liability for any loss, damage, cost or expense incurred or suffered by you or any other person as a result of, or in connection with:
The disclaimers and limitations of liability in these terms and conditions do not limit any other disclaimers or limitations of liability elsewhere on any of our Services.
The following applies to the Booster app, Budgeting Tool and any other related Services that offers similar services and functions.
This Booster app, the Budgeting Tool, and including any other related Services that offers similar services and functions, is not sold to you – rather it is licensed to you for use (together the 'Service'). This Service is for your own personal use but you should be aware that you cannot send it on to anyone else, and you’re not allowed to copy, or modify the Service, any part of the Service, or our trademarks in any way. You’re not allowed to attempt to extract the source code of the Service, and you also shouldn’t try to translate the Service into other languages, or make derivative versions. The Service itself, and all the trade marks, copyright, database rights and other intellectual property rights related to it, belong to Booster.
Booster is committed to ensuring that the Service is as useful and efficient as possible. For that reason, Booster reserves the right to make changes to the Service at any time and for any reason.
In using the Booster app specifically, you’re accepting responsibility for any telecommunications provider charges, including roaming data charges if you use the app.
Specifically, Booster may update the app from time to time. The app is currently available and supported for both the Android and iOS systems. The requirements for both Android and iOS systems (and for any additional operating systems Booster decides to extend the availability of the app to) may change, and you’ll need to download the updates if you want to keep using the app. Booster does not promise that it will always update the app so that it is relevant to you and/or works with the iOS/Android version (or any other operating system) that you have installed on your device. However, you promise to always accept updates to the app when available and when technically possible.
Booster may also wish to stop providing or terminate use of the Service at any time without giving notice to you. Upon any termination any rights granted to you will cease and you must stop using the Service and delete any app from your device.
When you use any Booster apps, or the Budgeting Tool, or a similar Service, including (but not limited to) where you may complete any forms, enter personal data, link personal bank accounts to the app or Budgeting Tool (or similar Service) or download transactional data to any Service, we (or any contracted third party) will collect and store personal information.
You may be invited to use any Booster app, Budgeting Tool or a similar Service if you have an account with Booster. Upon closing all accounts with Booster you will no longer be entitled to use any Booster app, Budgeting Tool or similar Service and you warrant and confirm that you will remove the app from your device immediately.
Booster is the provider of the app, Budgeting Tool or similar Service.
Yodlee Inc ('Yodlee') provides services to support the 'bank function' of any Service (see below) either directly to Booster or indirectly via another third party at the discretion of Booster without prior notice or consent.
Yodlee is a third party contracted by Booster directly.
Booster may change who it contracts or sub-contracts with at any time to provide the app services or similar Services herein without notice and any such party can include a related entity of Booster. Any consents provided by you in these terms and conditions will automatically apply to any new third party / related party appointed to provide such services or variation of.
When you download the Booster app, used the Budgeting Tool or similar Service, you consent to Booster or any third party contracted by Booster, including but not limited to Yodlee, to collect and store information about you, including where relevant, bank registration credentials, account numbers and transactional data.
You also agree to indemnify Booster and any third party contracted by Booster from any loss or damage caused as a result of your personal information being stolen and or misused, including by way of theft, fraud and identification theft.
By downloading the Booster app or similar Service, you agree to the following terms and conditions where Yodlee provides an app service (or other service) to Booster (whether direct or indirect):
If you are using the 'bank function' in any Booster app, the Budgeting Tool or other similar Service, your bank registration credentials (including account numbers, access numbers/user identification details and passwords) will be collected by Yodlee by way of a secure token, and stored by Yodlee. Yodlee is a third party provider with which Booster has either contracted directly or indirectly to provide such services.
By using the 'bank function' in any Booster app or other similar Service, you provide your consent to Yodlee collecting your bank registration credentials and Yodlee storing your bank registration credentials by way of a limited power of attorney, and you agree that, while you have any app with the ‘bank function’ active on that app, that limited power of attorney has not been revoked. You may revoke your limited power of attorney at any time by deleting the bank accounts you have linked in the app or portal service.
You indemnify Booster and Yodlee from any loss or damage caused as a result of your personal information being stolen and or misused, including (but not limited to) by way of theft, fraud and identification theft. You also indemnify Booster and Yodlee from any claim made by your respective bank(s) as a result of you using the 'bank function' in any Booster app or portal service.
If you are using a Booster Investments function in any Booster app or other similar Booster Service whereby you can access information about your personal investment with Booster, your login credentials (including access numbers and passwords) will not be passed on or stored by any third party.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Google Play and the Google Play logo are trademarks of Google Inc.
Last updated 5 August 2019