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Conservative funds
Moderate to low returns over a shorter time frame.
Usually the right pick if:
You’re going to need access to your money fairly soon or if you have low tolerance for ups and downs in your fund’s value.
0-5yrs
Minimum suggested investment timeframe
1-3
Risk indicator (risk/return)
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Balanced funds
Less volatile than a growth fund likely to grow faster than a conservative fund.
Usually the right pick if:
You don't need to spend your investment soon but need it in the medium term — say, within 5-10 years.
5+yrs
Minimum suggested investment timeframe
4
Risk indicator (risk/return)
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Growth funds
Higher returns over the long term.
Usually the right pick if:
You need higher growth in your investment over the long term, and won’t panic if you see your account balance rise and fall.
7+yrs
Minimum suggested investment timeframe
4-7
Risk indicator (risk/return)
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We created an opportunity that allows Kiwis to invest in the very land that is the backbone of Aotearoa.
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