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Permanent emigration

If you permanently move overseas, you may be able to withdraw your KiwiSaver savings, with some exceptions and exclusions.

Emigration to Australia

If you permanently migrate to Australia, you can’t withdraw your KiwiSaver savings, but you can transfer them to an Australian complying superannuation scheme.

You will need to send us or your financial adviser:

Emigration to a country other than Australia

If you permanently migrate to a country other than Australia, after you’ve been living overseas for at least a year you can do one of two things. You can choose either to:

  • withdraw your savings
  • transfer them to an approved superannuation scheme.

The amount you can withdraw or transfer won’t include any member tax credits (MTC) you may have earned.

You will need to send us or your financial adviser: