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Contributions holiday

After you've been a member for 12 months, you can choose to take a 'contributions holiday'. A contributions holiday is a break from making employee contributions, and can last anywhere from 3 months to 5 years – it's up to you.

Your employer doesn't have to make contributions while you're taking a contributions holiday, but must start again once the contributions holiday ends.

You don't have to give a reason for taking a contributions holiday, and there's no limit to the number of times you can take one. You can also renew a contributions holiday if you need to.

To apply for a contributions holiday, you'll need to contact Inland Revenue.

Early contributions holiday

If you haven't been a member for 12 months but are experiencing financial hardship, you can apply for an early contributions holiday.

The standard length of an early contributions holiday is 3 months, but Inland Revenue will work with you to decide what's best for your situation.

Find out more

Read about KiwiSaver contributions holidays on the Inland Revenue website

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If you have any queries or want to know more:

  • call us on 0800 336 338
  • talk to your financial adviser, if you have one.