Withdrawing your KiwiSaver
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KiwiSaver withdrawals

You can withdraw all your KiwiSaver funds when you reach the qualification age for New Zealand superannuation, currently 65.

Early withdrawal

You may be able to get to your KiwiSaver savings earlier in some cases. Examples include if you:

  • are buying your first home
  • are in significant financial hardship or have a serious illness
  • emigrate for good.

Other situations where your KiwiSaver money can be withdrawn early include:

  • by court order
  • when transferring eligible savings from overseas schemes
  • in the event of your death.

Conditions apply to all of these situations so not everyone will be eligible for an early withdrawal.