Blog | Booster

Life cover without breaking the bank: Super Simple Life Insurance

Written by Booster | October 14, 2024

With households focusing on cost-of-living pressures, many are looking at where they can cut costs. There are some easy wins like ditching a streaming subscription, cutting back on the takeaways or sticking to home brew coffee. But some families are facing tougher decisions like cutting back on life insurance.  

This is understandable given the financial pressures Kiwis are facing but the consequences of giving up life insurance can be heart-breaking should the worst happen.  



At Booster we understand that life insurance isn’t affordable for everyone. That’s why we created our Super Simple Life Insurance.

It aims to keep premiums affordable by doing away with many of the extra features you might get from another policy. 

To get $200,000 of cover, you could pay as little as $15 a month*, with premiums fixed until you are 40. And it’s flexible. You can dial it up and down so you get the cover that suits you. 

This affordability helps you get life cover while your budget might be stretched in other areas – with premiums for the maximum cover of $200,000 coming in at as little as the price of one flat white each week*. 

Super Simple Life Insurance is designed to offer straight-forward, no frills cover.

That’s why signing up is easy and, well, simple. Its 100% online application process often gives you an instant outcome, with no medical checks. Premiums are based on your age, smoking habits, lifestyle choices and general health – with healthy choices helping you secure lower premiums.

It even comes with a terminal illness benefit, meaning that we’ll pay out your policy in full if you’re given 12 months or fewer to live. A 30-day free look also makes sure you are happy with your Super Simple Life Insurance before you commit to it.

Super Simple Life Insurance is available to Booster KiwiSaver Scheme members.

Whether you are starting a family or just wanting to ensure your loved ones are financially protected, Super Simple Life Insurance may be worth considering.

If you’re interested in applying, head on over to our website, check out the product features, and if it’s right for you, apply in mybooster.

It’s always good to talk to a financial adviser before purchasing a new financial product. If you don’t have one, Booster can put you in touch with our network of independent advisers. Just get in touch with us:

Call us on 0800 336 338 or email us at insurance@booster.co.nz. We’re here from 8am – 8pm, Monday to Friday. 

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*The premium amounts quoted above are indicative only and are based on a 30-yr old, non-smoking woman with no medical exclusions. Individual premiums may vary.

Super Simple life insurance is issued by Booster Assurance Limited, an insurer licensed by the Reserve Bank of New Zealand. Booster Assurance Limited is a wholly owned subsidiary of Booster Financial Services Limited.