Budgeting Saving

Budgeting and saving

9 ways to save on your power bill

As winter bites, we all look for ways to reduce power usage to avoid big power bills. MoneyTalks have put together 9 ideas that might help you save money on your power bill.

The best budget resolutions are set in February

It's all too easy to set grand New Year's resolutions while you're relaxing on holiday. Here's why you should set money goals in February – and my best tips for sticking to them.

Is your emotional attachment to money holding you back?

The way you attach value to money is more complex than you might realise. Yet, $100 is $100. The value of that $100 doesn’t change, regardless of the emotional value you attribute to it.

Why is budgeting so hard?

Budgeting should be as simple as: money in, money out. Yet, for most of us, the thought of budgeting leaves us in a cold sweat. Why is that? Well, our brains aren’t particularly well suited to the concept of budgeting, and there are 3 key reasons for this.

A safe pair of hands

In cricket, wicket keepers are said to be a ‘safe pair of hands’. They act as insurance for the bowler: taking the catch from that great delivery and – just as importantly – preventing the not so great deliveries going to the boundary for runs.

Why do I need life insurance?

What is life insurance and why is it important? Life insurance isn’t so much for you. It’s for your family, should something happen to you.

Insurance – for peace of mind

People can be wary about risk insurance products and might think that it’s not worth it and they could save the money they’d pay in premiums and use that instead if an emergency struck. Often, that’s not the case.

Chapter 8: What's next for The Spendy Saver?

In her final blog post, Grace shares some of the ways she's been able to help her friends and family manage their money better. She also reveals what's next in her savings journey.

Chapter 7: The Spendy Saver’s tips

Grace shares some of the helpful money management tips she's learnt from working in the financial services industry. Some of these she's used to help her get out of debt and others have been helpful for clients she has talked to.

Chapter 6: The Spendy Saver buys a house!

Grace's savings plan had finally paid off. Grace and her partner had managed to purchase their very own brand new four-bedroom home!

Chapter 5: The Spendy Saver gets promoted

A promotion, set savings goals and extra KiwiSaver contributions. Grace's savings started to build up, which was really exciting to see all her hard work pay off and see the balance grow!

Chapter 4: Getting back on track

After getting so far into debt, how did Grace get back on the savings track? Using the simplest money management tool out there. An excel spreadsheet.

4 Ways To Budget Your Money

The key thing to know when it comes to budgeting your money is there’s no right or wrong way of doing it. It’s all about finding a method that works for you and then refining that over time.

Chapter 3: A $10,000 conversation

Grace moves out of home to go flatting with her friends. Find out how her "go with the flow" attitude towards money takes her from being a super saver to complete shopaholic!

Chapter 2: The Spendy Saver starts working

How did Grace become the Spendy Saver? Find out in this lastest blog how getting her first job started Grace's journey to becoming the Spendy Saver.

Chapter 1: Introducing the Spendy Saver

Grace charts her journey from total shopaholic to serious saver. Find out how she got debt free, learnt how to use her spendy habits to become a smart budgeter and serious saver – managing to save a deposit for her first house. All in just under 3 years!

Checklist: How to get financially prepared

Been playing ostrich with your finances for too long? Time to take your head out of the sand and get your finances under control! Use this handy checklist to help get you started.

The joy of less

Michelle found herself looking around at the stuff that her and her husband had amassed over a 20-year period and wondered how on earth they were going pack up their lives and start fresh in New Zealand.

Last of the big spenders

Can a fashionista truly change her (leopard print) spots? Jude explains the crunch point she reached that helped turn her from a spender to a saver.

Money Talk: Money & Relationships

One of the biggest causes of stress in relationships is money. Especially if you have different attitudes towards money and spending. We chat with two of our Booster team members to find out how they talk about money with their partners and how it shapes their relationship.

Money Talk: Hindsight is always 20-20

Dave Copson, Head of Growth at Booster, explains why working with a financial adviser could be the best decision you make for getting yourself on the right path for your best financial future.

Money Talk: The $50 kids challenge

How do you turn a little money-spender into a serious saver? Di Papadopoulos explains how she kickstarted the saving buzz with her first child - with the $50 kids challenge.

The Spendy Saver

Grace charts her journey from total shopaholic to serious saver. Find out how she got debt free, learnt how to use her spendy habits to become a smart budgeter and serious saver – managing to save a deposit for her first house. All in just under 3 years!

Money advice for first-time adults

Becoming responsible for yourself and how you want to live in the world is a big adventure. It’s fun, can be challenging at times and you learn so much about the world and how it works.

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